As an insurance company licensed and managed in the Cayman Islands, Raffles enjoys the security of policy issuance by Zurich North America with the flexibility of an independent company. Since our inception in , Raffles has tirelessly focused on addressing the most significant pain points of the traditional insurance industry. This effort of rethinking the commercial insurance model continues to attract world-class companies seeking to control losses and manage claims. Raffles partners are truly shareholders of an insurance company. This partnership includes transparency to the financial performance of the company and a voice in its future direction. In the complex world of insurance, Raffles partners benefit from the leadership, guidance, and insight from industry leaders including Captive Resources, Zurich, and Gallagher-Bassett.
A Vision For Transforming Businesses
Flexibility of Control with Financial Transparency
The combination of sparse, limited coverage and unpredictable premiums leaves businesses with few options that deliver lasting value. Leveraging decades of experience and innovation, Raffles has given hundreds of companies the control to transform their insurance from an expense to an asset, while removing the mystery and volatility of the traditional insurance market. Raffles is set apart from other insurance programs in that you are not buying a policy, you are taking part in owning an insurance company. With Raffles, partners are able to leverage increased assurance of coverage, the stabilization of premiums and the improved management of risk through effective loss control. Raffles partner companies are bonded by a shared commitment to the safety of their employees and loss control.
If your doctor husband says "impossible", ignore him. Because if you can't live and let live, you both need to dive deep into this stuff and figure out what you believe and want in your life. Yes I am married to a doctor also after being married for 5 yrs he decided to become a trama surgeon. I fear the idea of growing to resent him. There is no question that God loves all of His children, and that obviously includes non-members. He is extremely compassionate.